AUTO FINANCING WITH OUR DEALERSHIP IN ST. LOUIS
MINI of St. Louis takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New MINI of St. Louis Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
MINI of St. Louis can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at MINI of St. Louis
Test driving and researching new vehicles are the fun parts of shopping for any new convertible, hatchback, SUV or Wagon. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many Florissant and St. Peters MO drivers. At the MINI of St. Louis finance team, we can't promise to make setting up a payment plan for your new car fun, but we can promise to make it easier. We work with many banks in the St. Louis area and walk you through every step of the process, to make it easier to understand and more efficient for you.
Choose Between Affordable Auto Leases and Car Loans at MINI of St. Louis
One of the first aspects of auto financing drivers from the St. Charles MO and O'Fallon IL areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a MINI while keeping monthly payments low. A loan is a favorite for many near St. Louis since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.
Let's Get Started and Finance Your Next Car in St. Louis
We want to make the process of buying a car simple. At MINI of St. Louis, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.
Your privacy is important to us.
MINI of St. Louis takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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MINI of St. Louis
40 Sunnen Dr
Saint Louis, MO 63143
- Sales: (314) 644-6464
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